Chicago Area Business Owners Insurance

Illinois Business Owners Insurance

Businesses can bundle property and liability coverage into an Illinois
Business Owners Insurance Policy that allows your business to obtain
broad coverage with affordable premiums. Business Owners Insurance is
usually the first step for small businesses looking to get basic property and
liability coverage and is a comprehensive and affordable insurance package
for small or medium sized businesses.

To qualify for Business Owners Insurance Policies, a company should have
100 or fewer employees, and annual revenues should be less than $1 million.
Business Owners Insurance will typically provide reimbursement for up to a
year of lost revenue resulting from an insured property loss.

Some businesses may find Illinois Business Owners Insurance coverage
limits to be too low or may not like the lack of flexibility on options like
coinsurance. However, what the Business Owners Insurance Policy lacks
in flexibility it usually makes up for with lower premiums for your business.

Property Insurance Coverage

Business Owners Insurance offers named perils or all risk insurance
coverage, similiar to general property insurance coverages. Enhancement
endorsements are available at little or no cost to extend coverage to your
accounts receivable, valuable papers, signs, employee dishonesty,
mechanical breakdown, computers including software, money and securities,
off premises power failure and spoilage of food products, backup of sewers
and drains.

Liability Insurance Coverage

While similiar to Commercial General Liability Insurance, the liability part
of a Business Owners Insurance Policy offers less flexibility in determining
your coverage limits for particular claims. Optional limits of $300,000,
$500,000 or $1,000,000 are available. Personal injury, products liability,
fire legal liability and premises medical payments are included. Also,
Illinois Business Owners Insurance does not include professional liability
insurance.

Interruption Insurance Coverage

Business Interruption Insurance is usually included in Business Owners
Insurance Policies and covers lost income and expenses incurred when a
company suffers disaster related damage. Ongoing operating expenses that
continue even if business is suspended, such as payroll, are also covered.

Click on the link below to fill out a secure quote request form for a Illinois
business owners insurance policy that regardless of whether you're a small
contractor, large employer or a small business owner, will provide
exceptional insurance coverage for your business at an affordable cost. Or
you can speak with our Illinois Business Owners Insurance specialist toll
free at (877) 232-9899 to discuss the features.

Click here to fill out an Owners Insurance

quote request form for your Illinois business

We are a local Chicago, Illinois area insurance agency, offering comprehensive
owners insurance plan services to businesses in the following cities and
counties: St. Charles, Geneva, Batavia, Chicago, Lafox, Elburn, Mooseheart, De
Kalb, Virgil, Maple Park, Burlington, Kaneville, Cortland, Sycamore, Hampshire,
Big Rock, Hinckley, Wasco, Lily Lake, Valley View, South Elgin, Wayne,
Aurora, Naperville, Montgomery, Warrenville, Moecherville, Winfield, Wheaton,
Carol Stream, Bartlett, Streamwood, Glen Ellyn, Lisle, Glendale Heights,
Hanover Park, Elgin, Ontarioville, Keeneyville, Bloomingdale, Medinah, Roselle,
Schaumberg, Hoffman Estates, Carpentersville, Udina, Huntley, Gilberts, West
Dundee, Barrington, Cary, Palatine, Lake Zurich, Libertyville, Wauconda,
Inverness, Elk Grove Village, Itasca, Addison, Lombard, West Chicago, Villa
Park, Elmhurst, Oak Brook, Highland Hills, Downers Grove, Woodridge,
Bolingbrook, Darien, Oswego, Yorkville, Sugar Grove, Joliet, Romeoville,
Algonquin, Buffalo Grove, Arlington Heights, Roling Meadows, Mount
Prospect, Des Plaines, Bensenville, Homer Glen, La Grange, Northbrook,
Skokie, Evanston, Cicero, Berwyn, Oak Lawn, Burbank, East Chicago,
Waukegan, Mundelein, Deerfield, North Chicago, Newark, Sheridan, Morris,
Ottawa, Sandwich, Serena, Waterman, Rochelle, Marengo, Oak Lawn,
Englewood, Calumet Park, Roseland, Landsing, Dolton, Calumet City, South
Holland, Riverdale, Glenwood, Chicago Heights, South Shore, Burnham, Oak
Forest, Bedford Park, Hazel Crest, Alsip, Palos Hills, South Chicago Heights,
Orland Park, Kane County, McHenry County, Dupage County, Kendall County,
De Kalb County, Will County, Lake County, and Cook County, IL. We also
offer business owners insurance plan services throughout the state of Illinois,
including in Moline, Rockford, Peoria, Springfield, Bloomington, Decatur, and
Champaign.

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.