Illinois Boat Insurance Information

The value of quality boat insurance often doesn't become apparent until you
really need it. Whether it's a minor dent or a more substantial accident, it pays
to have insurance coverage you can count on.

Let our experienced Illinois boat insurance specialist explain the different
Liability Limits, Comprehensive, Personal Injury Protection, Collision,
Medical coverages, and deductibles that are available for you to choose from.
We offer affordable boat insurance policies from a leader in the insurance
industry.

Learn more about Illinois Boat Insurance
coverage options below!

Click on the link below to fill out a secure quote request form for a Illinois
Boat Insurance policy that will provide excellent insurance coverage for
your boat at an affordable cost. Or speak with our Illinois Boat Insurance
agent specialist toll free at (877) 232-9899 to discuss the features.

Click here to fill out a

Illinois Boat Insurance

quote request form

Click here to fill out a

Illinois Boat Insurance

quote request form

We are your local Chicago, Illinois area insurance agency, offering affordable boat insurance policy
premiums in the following cities and counties: St. Charles, Geneva, Batavia, Chicago, Lafox, Elburn,
Mooseheart, De Kalb, Virgil, Maple Park, Burlington, Kaneville, Cortland, Sycamore, Hampshire, Big
Rock, Hinckley, Wasco, Lily Lake, Valley View, South Elgin, Wayne, Aurora, Naperville,
Montgomery, Warrenville, Moecherville, Winfield, Wheaton, Carol Stream, Bartlett, Streamwood,
Glen Ellyn, Lisle, Glendale Heights, Hanover Park, Elgin, Ontarioville, Keeneyville, Bloomingdale,
Medinah, Roselle, Schaumberg, Hoffman Estates, Carpentersville, Udina, Huntley, Gilberts, West
Dundee, Barrington, Cary, Palatine, Lake Zurich, Libertyville, Wauconda, Inverness, Elk Grove
Village, Itasca, Addison, Lombard, West Chicago, Villa Park, Elmhurst, Oak Brook, Highland Hills,
Downers Grove, Woodridge, Bolingbrook, Darien, Oswego, Yorkville, Sugar Grove, Joliet,
Romeoville, Algonquin, Buffalo Grove, Arlington Heights, Roling Meadows, Mount Prospect, Des
Plaines, Bensenville, Homer Glen, La Grange, Northbrook, Skokie, Evanston, Cicero, Berwyn, Oak
Lawn, Burbank, East Chicago, Waukegan, Mundelein, Deerfield, North Chicago, Newark, Sheridan,
Morris, Ottawa, Sandwich, Serena, Waterman, Rochelle, Marengo, Oak Lawn, Englewood, Calumet
Park, Roseland, Landsing, Dolton, Calumet City, South Holland, Riverdale, Glenwood, Chicago
Heights, South Shore, Burnham, Oak Forest, Bedford Park, Hazel Crest, Alsip, Palos Hills, South
Chicago Heights, Orland Park, Kane County, McHenry County, Dupage County, Kendall County,
De Kalb County, Will County, Lake County, and Cook County, IL. We also offer boat insurance
services throughout the state of Illinois, including in Moline, Rockford, Peoria, Springfield,
Bloomington, Decatur, and Champaign.

**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance
needs should be discussed with a licensed insurance agent.

Collision Coverage

Comprehensive Coverage

Medical Payments

Uninsured Boater Coverage

Liability Coverage (Bodily Injury/Property Damage)

Illinois Boat Insurance Info

Covers damage caused to the owners boat from a collision caused by
another boat, vehicle, or other object. The deductible is the amount you
choose to pay upfront (if any) before the boat insurance policy pays. The
higher the deductible chosen the lower the collision coverage cost of the
Illinois boat insurance policy.

Collision Coverage - Illinois Boat Insurance Policy

Collision Coverage

Comprehensive Coverage

Liability Coverage (Bodily Injury & Property Damage)

Medical Payments

Uninsured Boater Coverage

Covers damage caused to the insured's boat (your boat) from risks such as theft, fire, falling objects,
earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose
to pay upfront (if any) before the Illinois boat insurance policy pays. The higher the deductible
chosen the lower the comprehensive coverage cost of the Illinois boat insurance policy.

Comprehensive Coverage - Illinois Boat Insurance Policy

Collision Coverage

Liability Coverage (Bodily Injury & Property Damage)

Medical Payments

Uninsured Boater Coverage

Illinois Boat Insurance Info

Injuries that you (insured) cause to someone else is covered under this part of a boat insurance policy.
The minimum liability insurance coverage available for purchase in Illinois is 20/40 and is explained in
detail below. However, we recommend that you choose liability insurance coverage amounts that are
much higher than the minimums listed below. Contact us toll free at (877) 232-9899 to discuss what
liability coverage amounts you require to meet your needs.

20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000

First number = bodily injury liability maximum for one person injured in an accident.

Second number = bodily injury liability maximum for all injuries in one accident.

Third number = property damage liability maximum for one accident.

Damage caused by the insured (you) to someone else's property, such as another boat or dock, is
covered through property damage boat insurance coverage. This coverage also assists in protecting
you if a lawsuit arises from an accident. The minimum required coverage amount in Illinois is
$15,000.

Liability Coverage (Bodily Injury & Property Damage) - Illinois Boat Insurance

Bodily Injury Liability

Property Damage Liability

Illinois Liability Coverage limits explanation:

Collision Coverage

Comprehensive Coverage

Medical Payments

Uninsured Boater Coverage

Illinois Boat Insurance Info

80% of medical benefits for all reasonable expenses for necessary medical, surgical, x-ray, dental
and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces
and splints (including necessary travel related to medical care.)

80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity from inability to
work because of an injury suffered in an accident.

Collision Coverage

Comprehensive Coverage

Liability Coverage (Bodily Injury & Property Damage)

Uninsured Boater Coverage

Benefits Provided:

Illinois Boat Insurance Info

20/40 20=$20,000 - 40=$40,000

First number = uninsured boater maximum for one person injured in an accident.

Second number = uninsured boater maximum for all injuries in one accident.

Uninsured Boater Coverage - Illinois Boat Insurance Policy

Example of Uninsured limits:

Collision Coverage

Comprehensive Coverage

Liability Coverage (Bodily Injury & Property Damage)

Medical Payments

Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault driver
who has no liability insurance. This is a required coverage for Boat Insurance in Illinois. Contact us
toll free at (877) 232-9899 to discuss what uninsured coverage amounts you require to meet your
family or personal needs.

SSL Secure

Illinois does not require (PIP) or personal injury protection coverage. This coverage pays medical
bills for injuries suffered in a boat accident regardless of who caused the accident.