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Illinois Motorcycle Insurance Information
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The value of good motorcycle insurance often doesn't become apparent until
you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let our experienced Illinois Motorcycle Insurance policy specialist explain
the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Personal Injury Protection, Medical coverages, and deductibles that are available for you to choose from. We offer affordable Illinois motorcycle insurance policies from a leader in the insurance industry. This means stable premiums and none of those 15% increases after the first year. |
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Learn more about Illinois Motorcycle Insurance
policy coverage options below! |
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Click on the link below to fill out a secure quote request form for a Illinois
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with one of our Illinois Motorcycle Insurance agent specialist toll free at (877) 232- 9899 to discuss the features. |
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We are your local Chicago, Illinois area insurance agency, offering affordable motorcycle
insurance policy premiums in the following cities and counties: St. Charles, Geneva, Batavia, Chicago, Lafox, Elburn, Mooseheart, De Kalb, Virgil, Maple Park, Burlington, Kaneville, Cortland, Sycamore, Hampshire, Big Rock, Hinckley, Wasco, Lily Lake, Valley View, South Elgin, Wayne, Aurora, Naperville, Montgomery, Warrenville, Moecherville, Winfield, Wheaton, Carol Stream, Bartlett, Streamwood, Glen Ellyn, Lisle, Glendale Heights, Hanover Park, Elgin, Ontarioville, Keeneyville, Bloomingdale, Medinah, Roselle, Schaumberg, Hoffman Estates, Carpentersville, Udina, Huntley, Gilberts, West Dundee, Barrington, Cary, Palatine, Lake Zurich, Libertyville, Wauconda, Inverness, Elk Grove Village, Itasca, Addison, Lombard, West Chicago, Villa Park, Elmhurst, Oak Brook, Highland Hills, Downers Grove, Woodridge, Bolingbrook, Darien, Oswego, Yorkville, Sugar Grove, Joliet, Romeoville, Algonquin, Buffalo Grove, Arlington Heights, Roling Meadows, Mount Prospect, Des Plaines, Bensenville, Homer Glen, La Grange, Northbrook, Skokie, Evanston, Cicero, Berwyn, Oak Lawn, Burbank, East Chicago, Waukegan, Mundelein, Deerfield, North Chicago, Newark, Sheridan, Morris, Ottawa, Sandwich, Serena, Waterman, Rochelle, Marengo, Oak Lawn, Englewood, Calumet Park, Roseland, Landsing, Dolton, Calumet City, South Holland, Riverdale, Glenwood, Chicago Heights, South Shore, Burnham, Oak Forest, Bedford Park, Hazel Crest, Alsip, Palos Hills, South Chicago Heights, Orland Park, Kane County, McHenry County, Dupage County, Kendall County, De Kalb County, Will County, Lake County, and Cook County, IL. We also offer motorcycle insurance services throughout the state of Illinois, including in Moline, Rockford, Peoria, Springfield, Bloomington, Decatur, and Champaign. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of a motorcycle
insurance policy. The minimum bodily liability insurance coverage available for purchase in Illinois is 20/40 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us toll free at (877) 232-9899 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Illinois Liability Coverage limits explanation:
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20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a motorcycle, car,
fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in Illinois is $15,000. |
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Medical payments coverage pays for the medical and funeral expenses for you or others hurt or
killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Motorcycle Insurance coverage in Illinois. |
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
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Covers damage caused to the owners motorcycle from a collision caused by
another vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the Illinois Motorcycle Insurance policy. |
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Illinois Motorcycle Insurance FAQ
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Covers damage caused to the insured's motorcycle (your motorcycle) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Illinois Motorcycle Insurance policy. |
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Illinois Motorcycle Insurance FAQ
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Illinois Motorcycle Insurance FAQ
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Benefits Provided:
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80% of medical benefits for all reasonable expenses for necessary medical, surgical, x-ray, dental
and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing care).
60% of disability benefits for any loss of gross income and loss of earning capacity from inability to
work because of an injury suffered in an accident. |
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Illinois Motorcycle Insurance FAQ
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Illinois does not require (PIP) or personal injury protection coverage. This coverage pays medical
bills for injuries suffered in a motorcycle accident regardless of who caused the accident. |
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Illinois Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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Illinois Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault
driver who has no auto or motorcycle liability insurance. This is a required coverage for Motorcycle Insurance in Illinois. Contact us toll free at (877) 232-9899 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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This coverage comes into play when an at-fault driver has auto or motorcycle liability insurance,
but the limit of insurance is inadequate to pay for your damages. |
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Protects you if your motorcycle is damaged in an accident caused by a driver who has insufficient
auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Illinois. |
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This type of motorcycle insurance coverage pays for your medical expenses, lost wages, and
other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required motorcycle insurance coverage in Illinois. |
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Underinsured Motorist Bodily Injury Coverage
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Underinsured Motorist Property Damage Coverage
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Illinois Motorcycle Insurance FAQ
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Click on the link below to fill out a secure quote request form for a Illinois Motorcycle Insurance
policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our Illinois Motorcycle Insurance agent specialist toll free at (877) 232-9899 to discuss the features. |
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Copyright 2006-2008 Akey Financial Service Corporation - All rights reserved
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Akey Financial Services
40w 148 Campton Crossing Drive
Suite A
St. Charles, Illinois 60175
Kane County, IL
(630) 232-9811
Toll Free: 877-232-9899
Fax: (630) 232-9829
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Your Illinois Insurance &
Financial Services Specialist!
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